- Why should you have life assurance, critical illness or income protection?
- How much should it be and what does it do?
- How will your family or business cope if you are seriously ill or die?
When someone is seriously ill or dies there are usually unforeseen financial consequences.
We cannot predict when illness or death may occur but we can prepare for the financial scenario that would follow. Unfortunately far too many of us do not arrange suitable protection plans to solve this issue.
There are different forms of protection to suit different circumstances including cover to protect dependents, your mortgage or your business liabilities. It may be appropriate to consider setting up plans under a trust, designed to ensure the tax efficient and speedy payment of benefits to beneficiaries.
The cost of protection plans depends upon the amount of cover required and the term as well as the age, sex, health and occupation of the life assured. We will always check the whole market for the most competitive premiums and ensure that the plan has the most suitable benefits for you.